If you’re on the hunt for a mortgage with a low down payment, there’s one option that’s been holding it down since day one: the FHA loan. It’s the OG of low down payments, designed to make homeownership accessible for…
You’ve been eyeing your dream home, but there’s one thing holding you back—the down payment. Sound familiar? Here’s some good news: you can use gift funds to cover part (or all) of your down payment! But before you get too…
Thinking about buying your first home or refinancing? You’ve probably heard about FHA loans. But what exactly are they, and could they be the right fit for you? Let’s break it down in a way that makes sense! So, What’s…
Introduction: Trying to save for a down payment can feel like banging your head against the wall, but it doesn’t have to be that way. With the right strategy, you can streamline your savings process and make steady progress. Here’s…
For many, purchasing their first home is a monumental milestone, marking a significant step towards financial stability and personal fulfillment. However, navigating the complex landscape of mortgage loans can be daunting, especially for first-time homebuyers. From understanding the application process…
Embarking on the journey to homeownership is an exciting but often complex process, especially when securing the right mortgage. Amidst the sea of loan options, interest rates, and financial jargon, many homebuyers need guidance and expertise. This is where a…
Did your offer get accepted? If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership.…
