Richard is an experienced and knowledgeable loan officer whose ideology is to maintain transparency and keep his clients at the forefront of the mortgage process. Prior to his current career, he served in the United States Navy on the USS Enterprise in the Persian Gulf. Since then, Richard followed his passion and decided to start working in the mortgage industry back in 2004. Due to his unparalleled work ethic, Rich has taken on the role of an industry educator and is currently sharing his knowledge with one-on-one client sessions and first-time homebuyer seminars. Being that he is a social individual, Rich enjoys networking and building relationships with his clients. As a native Long Islander that grew up on the water, Rich has developed an appreciation for his surroundings and community. He enjoys giving back to the community through his client education opportunities. During the summer months, when he isn’t servicing his clients, you would find him with his family enjoying the beach out in Montauk.